BLOOMINGTON, Ill. (Feb. 27) - State Farm, the nation's largest auto and residential insurer, is changing its car insurance policies to clearly exclude claims stemming from nuclear explosions or radioactive fallout.
The Bloomington-based insurer is mailing notices to 40 million auto policyholders that says nuclear blasts or radioactive damage are not normal road hazards, whether the incidents are accidental or intentional.
State Farm spokesman Joe Johnson said the company reviewed policies in the wake of heightened awareness over terrorism and realized there was no specific language regarding nuclear-related claims.
State Farm paid out $20.3 million in auto, fire and life insurance claims stemming from the Sept. 11 terrorist attacks, Johnson said. The company's biggest previous payout was $3.7 billion for Hurricane Andrew.
So try to steer clear of plutonium, okay, kids?